By Adam Gunton, Founder, Recovered On Purpose | Updated August 2, 2026
I recovered from addiction after years of homelessness, and I have spent every year since inside this industry, first as a person who needed it, now as someone who helps build and run treatment programs. So believe me when I tell you both things are true at once: there are treatment centers full of people who will fight for your life like it is their own, and there are operations that see you as nothing more than an insurance policy with a pulse. This guide exists to help you tell them apart before you hand anyone your trust, your ID, or someone you love.
This is not a hypothetical problem. In July 2026, one of the largest insurers in Florida filed a federal lawsuit accusing 38 California treatment entities of recruiting people out of homeless shelters, signing them up for insurance plans in a state where they did not live, paying their premiums, flying them across the country, and in some cases paying them to keep using drugs while they waited for a bed. Those are allegations, not verdicts. But the playbook they describe is real, it has sent people to federal prison in earlier cases, and versions of it are running right now in Facebook groups, in shelter parking lots, and on the phone lines of people googling for help at 2 a.m.
So here is everything I would tell my own family: the red flags that mean walk away, the checks that take ten minutes and cannot be faked, the questions that make a fake program squirm, and at the end, full disclosure included, the facility I helped build and would send my own people to.
The Red Flags: Walk Away If You See These
Every one of these patterns comes from real fraud cases, prosecutions, and lawsuits. None of them are things legitimate treatment programs do.
- They offer to enroll you in a new insurance plan, especially in a state where you do not live. This is the engine of the entire scam. Nobody legitimate buys you a policy.
- They offer to pay your insurance premiums, or a stranger’s card pays them for you. That is a kickback, and it makes your coverage fraudulent from day one.
- Free flights, motels, or rides before any clinical assessment has happened. Real programs assess first and are transparent about who pays for what.
- A scholarship that requires your Social Security number or a photo of your ID. That paperwork is not for a scholarship. It is for an insurance application in your name.
- You are paid, housed, or supplied with drugs while you wait for a bed. In the recent Florida Blue case, recruits were allegedly paid to keep using before admission. That is not care. That is inventory management.
- A recruiter found you: in a shelter, outside a meeting, in a Facebook group, sliding into your DMs with promises. Legitimate programs do not pay strangers to deliver bodies.
- They will not tell you their state license number, who their medical director is, or who accredits them. There is only one reason to dodge those questions.
- Guarantees. Anyone promising a cure, a success rate they cannot document, or your life fixed in a set number of days is selling, not treating.
- Pressure to commit today, before you can talk to your insurance company or your family. Urgency is how they keep you from doing the ten minutes of checking below.
- You cannot find them in their own state’s licensing database. Game over. Walk away.
The Ten-Minute Verification That Cannot Be Faked
Websites can lie. Reviews can be bought. These five checks pull from sources a scammer does not control.
- State license lookup. Every state publishes a searchable database of licensed treatment providers. In California it is the DHCS facility search; in Iowa it is the state health department; every state has one. Search the facility’s legal name and confirm the license is current and covers the level of care they are promising you.
- findtreatment.gov. This is the federal treatment locator run by SAMHSA. Legitimate licensed programs appear here. It is free, it is government-run, and no one can pay their way in.
- Accreditation, verified at the source. If they claim Joint Commission accreditation, look them up on The Joint Commission’s own Quality Check site, not a badge on their homepage. Same for CARF. Badges are pixels; the registries are proof.
- LegitScript certification. LegitScript vets addiction treatment providers for legality and transparency, and Google requires it before a rehab can even run ads. Check the certified directory on legitscript.com.
- Your own insurance company. Call the number on the back of your card. Ask two questions: is this facility in-network for my plan, and what will my coverage actually look like there. Your insurer has no incentive to lie to you about this, and this single call defeats almost every version of the scam.
Seven Questions That Make a Fake Program Squirm
Get a person on the phone and ask these, in order. Write down the answers.
- What is your state license number, and which agency issued it?
- Are you accredited by The Joint Commission or CARF, and are you LegitScript certified?
- Who is your medical director, and what medication-assisted treatment do you offer?
- Are you in-network with my insurance? Will you verify my benefits and give me the cost estimate in writing before I travel?
- What happens to my care if my insurance stops paying in the middle of my stay?
- What does discharge planning and aftercare look like from day one?
- If they called you first: how did you get my number?
A real program answers all seven comfortably, because these are the questions they answer for regulators and accreditors all year long. Evasion on any one of them is your answer.
Understand This Before You Talk Insurance
In-network means the facility has a contract with your insurance company, agreed rates, and a defined process. Your costs are lower and far more predictable. Out-of-network means no contract, which is not automatically sinister, but it is where the billing abuse in this industry lives, because out-of-network claims can be inflated enormously. The Florida Blue lawsuit is, at its core, a story about out-of-network billing: 38 facilities allegedly went from billing $7.8 million in one year to $269 million the next.
The rule that protects you is simple: use the insurance you already have, verify the facility with your insurer directly, and get the benefits check in writing. The moment anyone offers to get you new insurance, you are no longer a patient in their eyes. You are revenue.
When Traveling for Treatment Is Right, and When It Is a Trap
I want to be fair here, because distance itself is not the red flag. Getting away from the dealer who has your number and the corner you cannot drive past can be the best clinical decision you make. Plenty of people travel for treatment for honest reasons: a program that specializes in what they need, family nearby for support, or simply a fresh start.
The difference is who is steering. Healthy travel looks like this: you or your family found the program, you verified it independently using the checks above, your existing insurance confirmed coverage before you booked anything, and you know exactly what you will owe. The trap looks like this: someone else found you, someone else handled the insurance, someone else booked the flight, and everything was free. In the trap, you are not traveling to treatment. You are being shipped to a billing address.
A Facility I Trust, and Exactly Why You Should Weigh My Word Carefully
Full transparency, because this entire page is about knowing who is talking to you and why: I am a founding member of Radix Recovery in Cedar Rapids, Iowa. I am not neutral about it, and I am telling you that up front so you can weigh my recommendation with clear eyes. It also means that unlike a review site collecting referral fees from whoever pays, I can tell you exactly what this facility is, because I helped build it.
Radix Recovery is everything the checklist above demands, and I invite you to verify every word of it rather than take mine: it is accredited by The Joint Commission, certified by LegitScript, and licensed by the State of Iowa. Care is physician-led, and medication-assisted treatment is offered with Suboxone and Vivitrol as clinically appropriate. Residents in the inpatient program get real medical detox, residential treatment, and a discharge plan that starts on day one, not on the last morning.
And here is the part this whole page has been teaching you to check: Radix is in-network with Wellmark Blue Cross and Blue Shield, Cigna Healthcare, TriWest Healthcare Alliance, MidlandsChoice, Health Choices, and Medical Associates, and it accepts Iowa Medicaid. If you are a veteran or part of a military family, the TriWest contract means Radix can be an in-network option through your community care benefits. Do not take my word for any of it; call the number on the back of your card and ask, exactly like I told you to earlier. Admissions will verify your exact benefits and put what is covered in writing before you commit to anything, let alone travel.
And on accessibility: Cedar Rapids is easier to reach from anywhere in the country than most people expect, with direct flights into the Eastern Iowa Airport and the admissions team coordinating logistics with you and your family transparently. You book your travel, you know your coverage, and you arrive at a licensed facility you verified yourself. That is what the healthy version of traveling for treatment looks like. You can learn more or verify your insurance at radixrecovery.com, or run Radix through every check on this page first. I would respect that more, not less.
No Insurance and No Money? You Still Have Real Options
Do not let desperation push you into a recruiter’s arms. If you have nothing, here is the legitimate path: call the SAMHSA National Helpline at 1-800-662-4357. It is free, confidential, and answers 24/7, and they can route you to state-funded treatment. Use our 50-state Medicaid rehab list to find centers in your state by calling everyone on the list until you find the one that fits. Apply for Medicaid yourself, in your own state, with your real address; that is legitimate and often the fastest route to a funded bed. And if you are lost in the process, reach out through Recovered On Purpose and we will help you find the right door. That is why this nonprofit exists.
Frequently Asked Questions
How do I know if a rehab facility is legitimate?
Verify it instead of trusting the website. Look the facility up in its state licensing database, confirm any accreditation directly on The Joint Commission or CARF websites, check for LegitScript certification, and confirm it appears on findtreatment.gov, the federal treatment locator run by SAMHSA. Then call the number on the back of your own insurance card and ask whether the facility is in-network and what is covered. A legitimate facility will hand you its license number, accreditations, and medical director’s name without hesitation.
What are the biggest red flags when choosing a rehab?
The biggest red flags are anyone offering to enroll you in a new insurance plan, especially in a state where you do not live, anyone offering to pay your insurance premiums, free flights or travel before any clinical assessment has happened, scholarships that require your Social Security number for an insurance application, being paid or supplied while you wait for a bed, and facilities that will not give you their state license number or the name of their medical director. Each of these patterns appears in real fraud cases, including federal litigation filed against dozens of treatment entities.
Is it a scam if a rehab offers to pay for my flight or my insurance?
Treat it as one until proven otherwise. Paying a patient’s premiums, travel, housing, or giving cash or gifts to get someone into treatment is the definition of a kickback, and it is illegal under Florida law, California law, and the federal Eliminating Kickbacks in Recovery Act. Legitimate facilities verify the insurance you already have and are transparent about costs. They do not need to buy you a policy or a plane ticket to earn your trust.
Should I travel out of state for rehab?
Sometimes traveling is genuinely the right call. Getting away from the people and places tied to your use can help, and the right program matters more than the closest program. The difference between healthy travel and being trafficked for your insurance comes down to who is driving the decision. If you and your family chose the facility, verified it independently, and are using insurance you already had, traveling can be a strength. If a recruiter found you, signed you up for a new plan, and put you on a plane, that is not treatment, that is patient brokering.
What questions should I ask a rehab before admitting?
Ask seven questions: What is your state license number and which agency licenses you? Are you accredited by The Joint Commission or CARF, and are you LegitScript certified? Who is your medical director and what medication-assisted treatment do you offer? Are you in-network with my insurance, and will you verify my benefits and give me the cost estimate in writing before I travel? What happens to my care if my insurance stops paying mid-stay? What does discharge planning and aftercare look like? And if they contacted you first, ask how they got your number. Legitimate programs answer all seven without flinching.
What if I have no insurance and no money for rehab?
You still have real options, and none of them involve letting a stranger buy you an insurance policy. Call the SAMHSA National Helpline at 1-800-662-4357, which is free, confidential, and open 24/7, and use findtreatment.gov to filter for facilities that accept Medicaid, offer sliding-scale fees, or receive state funding. Most states have block-grant-funded treatment beds specifically for people without coverage. Applying for Medicaid yourself, in your own state, with your real address, is legitimate and often the fastest route to funded treatment.
One Last Thing, From Me to You
If you are reading this page for yourself, I want you to hear something underneath all the checklists: the fact that predators exist in this industry is not a reason to stay sick. It is a reason to walk in with your eyes open. Real help exists. I am proof, and so are millions of others. Verify everything, ask the hard questions, and then go. Your story is not over, and the next chapter can be the one where you got free. Keep living Recovered On Purpose.
Adam Vibe Gunton is an American author, speaker and thought leader in addiction treatment and recovery. After overcoming homelessness and drug addiction, Adam found his life’s purpose in helping addicts find the same freedom he found. As Founder and Executive Director of the 501(c)3 nonprofit, Recovered On Purpose, and Managing Partner of Behavioral Health Partners, Adam has helped thousands find freedom from addiction all over the world.